Full Disclosure: My Money Story

By Véronique Eberhart


For the longest time, I thought I didn’t know how to make money. I was not good with money. Plus money was not important – after all it doesn’t buy happiness – AND it certainly is NOT spiritual.

But what I then realized is that in fact I was very good at … NOT making money!

Here is what this amazing skill requires:

  • Having the wrong belief system
  • Hanging out with likeminded people (and only likeminded people)
  • Making the wrong decisions
  • Not taking actions, or taking half-assed actions

And boy, I became very good at all of it! 

Everything starts with your belief system.

If you’ve seen your parents working very hard to make ends meet, or if you were told: “you were not born with a silver spoon in your mouth,” chances are you think you need to work very hard, or to be born on the right side of the street, to have any kind of financial success.

For example, I grew up with the belief that money was “not the most important thing in life,” which got imprinted in my belief system as “money is not important.” Fortunately, I also always held the belief that “God will provide.”

Don’t get me wrong. I am not averse to working hard. On the contrary, for many years I worked hard to survive while doing my very best to ignore money, which in turn was doing a pretty good job ignoring me! It’s mind-boggling how my beliefs have been very precisely manifested in my everyday life. 

So, be careful what you believe: if you believe most people are evil, you will be confronted mostly with evil people. If you believe that you are not lovable – chances are you have attracted a partner who has treated you badly, or you have no partner at all. And if you believe that you need to “kill yourself” on the job to justify the money you make … guess what, you might really – and literally – be killing yourself (this one once drove me to a burnout, actually!). 

What is your set of limiting beliefs?

What’s wrong with meeting likeminded people?

Nothing … except that if you want to move on in life, you need different point of views.

We are naturally wired to look for confirmation of what we believe. For example, if Alex believes, like Paula, that rich people are selfish, stingy and despicable, then they will probably hang out with each other, and not with Curtis, who believes that rich people are fun and generous. By doing so, Alex and Paula will only see rich people whose attitude prove their point, they will tend to judge and avoid all people that they perceive as being wealthy, and miss the opportunity to change their mindset, and discover a different reality. Notice that the truth of whether rich people are selfish or generous is irrelevant here. What matters is that Alex and Paula believe the same thing and miss on growth opportunity. 

I am not advising you to get rid of your friends, of course. But I am encouraging you to have a bit of a hard look at how your relationships are keeping you prisoner of an unhelpful, or obsolete mindset. If you want to move on in your life, you need to seek the company of people who are going to help you grow into your new you.

Look for people who:

  1. Have different beliefs than yours.
  2. Know something that you don’t know.
  3. Have achieved what you want to have or achieve.
  4. You would never consider to be friends with.

It is then very important to suspend judgment for a while, and to wonder: what is to learn for me here? What do they know that I don’t know, or that I don’t understand? How and why do they come to this conclusion? Let’s give each other the benefit of the doubt. Most people have a reason to do or believe what they do or believe. We don’t need to agree with the reason, but when we adopt someone else’s perspective, a new world opens up for us.

The purpose here is not to shrink to fit someone else’s box but rather to expand our views to match someone else’s greatness. And sometimes, it does call into question some of our relationships, specially when we catch ourselves shrinking to fit people’s expectations ...

Now, if my decisions are only based on what I’ve always known to be true, then it is easy to...

Make the wrong decision.

For example, take my old set of beliefs. Does it come as a surprise that fresh out of high school I studied Catholic Theology? Fascinating topic! Not something you want to study if you want to feed your family, though. Especially not if you’re a woman.

Now, saying it was the “wrong” decision is a bit out of character for me. To be more precise, I think it was the perfectly logical decision considering my set of beliefs at the time.

When the belief system evolves, so do the decisions and the actions we take. The trick is to evolve towards greater awareness.

What is driving us to not taking actions or taking half-assed actions?

It typically comes from a discrepancy between a conscious desire and a contradictory unconscious belief.

For example, Jim consciously wants to have a particular job – his dream job, but unconsciously he doesn’t believe he’s good enough, or he freaks out at the idea of how much he's going to have to work to deserve this new upgraded pay. Result: he’s going to send a half-assed motivation letter, or forget to mail it, or he will botch his interview. Did something similar ever happened to you? It is self sabotage.

The ultimate way to change this reality is to align our conscious desires with our subconscious mind and our belief system.  It means becoming more aware, conscious and deliberate. This is a lot of the work I do with my clients.

But we don’t need to wait until we are perfectly “in alignment” to take action. Certainly not! In fact, taking constant deliberate action is one way to get in alignment.

I’ve heard a story about Michael Jackson waking up his friend in the middle of the night to dictate him a melody. When the friend complained about being woken up that late, Jackson replied: “If I don’t grab this idea right now, Prince will.”

The most successful people are good at grabbing the best ideas, and they take action … we can all learn from them and become good at it.

So, take action! Let's start right now.



Host: Amy Robison
Guest: Yours, truly
Topic: Money mindset


In this interview, we dive deep into how you feel about YOUR money, and what is your family paradigm around money. We touch upon church and money, and you even get some confession about my money journey. Curious? Check out this powerful interview on Money Mindset with Amy Robison!



Did something in this newsletter strike a chord, and now you can see clear as the sky where your money mind set is handicapping you?

Take advantage of my offer “your personalized Intro to EFT and Dissolve your Biggest Money Block in 30 min for $30” to change your money mind set and start seeing real tangible results in your life.

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Veronique Eberhart
JoyousLiving, LLC